Our Services

Investment Management

• Risk tolerance testing
• Tax efficient investment strategies
• Asset allocation study
• Portfolio management
• EE & HH Savings bonds analysis
• Real estate limited partnerships & REITS

Retirement Planning

• Retirement cash flow study
• Social Security benefit estimates
• IRA and IRA rollovers
• Pension Plans
• 401(k) plans
• Simplified Employee Pensions (SEP)
• Cash flow and budgeting

Financial Planning Services

• Credit card and consumer spending counseling
• Analysis of corporate downsizing severance packages
• Mortgage refinance analysis
• Coordination of attorney, CPA or tax consultants to form and effective professional service network

Risk Management

• Medicare/Medicaid planning
• Disability income insurance
• Life insurance
• Long-term-care & Nursing Home Insurance
• Personal and Business liability (umbrella) coverage
• Health Insurance
• Medical Savings Accounts (MSA)

Estate Planning

• Estate tax analysis and calculations
• Use of Trusts to reduce estate and inheritance taxes
• Last-to-die (survivorship) life insurance
• Irrevocable life insurance trusts

Community Outreach

• Autism Speaks Sponsor
• Teach current financial planning students at local high school
• Hawthorne Chamber of Commerce
• Past Assessment Commissioner of Hawthorne